FAQs

Who can become an Deductify member?

Anyone can join deductify to access the latest auto-related news, upcoming auto events, and savings on auto services, including our standout feature: the deductible refund benefit.

Do I need to register a vehicle to enjoy a Deductify membership?

 No, vehicle registration is not required to enjoy the benefits of membership. However, the
 deductible refund benefit is one of our most significant perks.

Do I need to register a vehicle to receive the deductible refund benefit?

Yes, to qualify for the deductible refund benefit, you must have a registered vehicle. Simply
 log into your account, select "Register Vehicle," and follow the easy step-by-step instructions.

Do I need to submit photos of my vehicle to be eligible for the deductible refund benefit?

Yes, as part of the vehicle registration process, you will need to submit photos of your registered vehicle. We've streamlined this process for you; just log into your account and use any
 smartphone to capture the required photos, guided by our user-friendly photo template.

How do I save money on my current auto insurance policy?

By becoming a Deductify member and registering your vehicle for the deductible refund benefit, you get up to $2,000 in protection. If your current collision deductible is less than $2,000, you can raise it—unlocking up to 40% savings on your existing policy. There’s no need to switch insurance companies or deal with complicated processes. We’ve made it simple to help you save more on your auto insurance—without the hassle.

How many times can I request a deductible refund benefit per year?

As a member, you are eligible to file up to two separate requests for a deductible refund
 benefit each year.

Does my driving history affect eligibility?

No, your driving history does not impact your eligibility, if you have a valid driver's license
 and insurance on the vehicle you're registering, you are eligible.

Is there a grace period for requesting a deductible refund benefit?

Yes, once your vehicle is registered and approved, there is a 30-day grace period before you
 can request a deductible refund benefit.

Can I request a deductible refund benefit if I had a collision claim before becoming a member?

You can become a member and register your vehicle even with a pre-existing collision claim.
However, you will not be eligible for a deductible refund benefit for any pre-existing or open
collision claims.

If I am involved in an accident during my grace period, will I be eligible for a deductible refund benefit?

Eligibility will be reviewed by our verification team, as Deductify has guidelines in place
to maintain the integrity and validity of its membership and benefits.

Is the deductible refund benefit a loan?

No, it is not. Our membership is designed to assist you in times of need, and the deductible
refund benefit amount will be provided to you without any expectation of repayment.

Can I register more than one vehicle with my membership?

Yes, we offer package options that allow you to register multiple vehicles according to your
needs.

If I choose the one-vehicle package and later acquire another vehicle, can I add it to my existing membership?

Yes, you can add, change, or remove vehicles as needed. Simply log into your account,
navigate to the vehicle tab, and select "upgrade," "change," or "remove." Please note that
additional charges will apply when adding a vehicle to your membership; however, there are no
extra charges for removing or replacing vehicles.

What if I want to change my registered vehicle to a different one?

You can easily change your registered vehicle by logging into your account, selecting the
vehicle tab, and choosing "change" or "replace vehicle."

Will there be a grace period for an added or replaced vehicle?

Yes, there will be a 30-day grace period for any added or replaced vehicle.

Will I receive a full $2,000 deductible refund benefit if my collision deductible is only $500?

 No, the deductible refund benefit will match the amount of your collision deductible as stated
in your auto policy and insurance claim. Thus, if your deductible is $500, the deductible refund
benefit will be $500.

Is a comprehensive deductible the same as a collision deductible?

No, they are distinct types of coverage. Comprehensive coverage addresses damage from
events such as natural disasters, animals, fire, falling objects, theft, and vandalism. Collision
coverage, on the other hand, applies to accidents involving other vehicles or objects.

Can I cancel my membership at any time?

Yes, you may cancel your membership at any time by logging into your account and
requesting cancellation. Our team will review your request, process the cancellation, and ensure that no further payments are deducted from your account.

What is the typical timeframe for receiving my deductible refund benefit after submitting the request?

Following the submission of your request, Deductify conducts a extensive verification
process to ensure the legitimacy of all claims, which typically takes 24 to 48 hours.
Once your request is approved, payment will be issued promptly