Full Savings Calculator

See What You Could Really Keep.

Raise your deductible, lower your premium, and let Deductify cover the difference. Enter your numbers below to compare every plan side by side.

Step 1

Tell us about your policy

Vehicles How many vehicles on your policy?
Monthly Premium Your total monthly insurance cost
$210/mo
$100$1,500
Current Deductible Your current collision deductible
Billing Annual billing gets 1 month free
Step 2

Your estimated monthly savings

For each plan, you raise your deductible up to what the plan pays. Here is the estimated premium savings, your Deductify cost, and what you keep.

Step 3

What your savings add up to

Total kept after your Deductify membership, if your premium stays the same.

How we estimate

We believe in transparency

Savings from raising your deductible depend on your insurer, your state, your vehicle and your driving record. These are the common ranges we see:

Deductible increaseTypical premium savings
+$5005% – 10%
+$1,00010% – 20%
+$1,50020% – 40%
What this calculator uses
  • Conservative numbers. We use 8% for a $500 increase, 15% for $1,000 and 25% for $1,500 or more, toward the lower end of each range.
  • Your Deductify cost is already subtracted. Plans are priced per vehicle. Annual billing gives you 1 month free.
  • Keep your current insurer. No switching and no shopping. Deductify works alongside the policy you already have.
  • Check with your insurer. Ask them for a quote at the higher deductible to see your exact savings.

Ready to start saving?

Pick the plan that fits you, raise your deductible with your insurer, and keep the difference every month.

See Plans & Pricing →

Estimates only. Actual savings vary by insurer, state and policy. Not available in Texas.