You're Overpaying for Auto Insurance.

No. Deductify is not insurance. It’s a membership that works alongside your existing auto policy. You keep your carrier, your agent, and your current policy — Deductify pays your deductible up to your plan limit.

No. You keep your current insurance company. Deductify works alongside the policy you already have, so there is no switching, no shopping around, and no starting over.

Most insurance companies charge more when your deductible is low because they take on more risk. Raise your deductible and your premium can go down. Deductify helps remove the fear of that higher deductible by paying it if something happens, so you can keep more of the monthly savings.

OE Parts Protection is an optional add-on. After a collision, insurance companies often approve cheaper aftermarket parts. This add-on pays the difference so your vehicle can be repaired using genuine factory parts instead.

Yes. You can cancel at any time. Your membership stays active through the end of your current billing period and will not renew after that. No cancellation fees and no penalties.

Deductify is priced per vehicle. Each membership covers one vehicle, and you can manage up to 5 vehicles under one account. Every vehicle must be registered and approved before its benefit becomes active.

Your benefit becomes active after your vehicle is registered, approved, and has passed the required 30-day activation period. Deductify must be active before an accident occurs.

Then Deductify is not only about saving more on your premium. It also helps remove the financial hit if something happens and that deductible becomes due.

Most members join for the premium savings, not because they expect an accident. For many drivers, the monthly savings from raising their deductible can outweigh the cost of the membership, so the setup can still make sense even if you never need the deductible payment.