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Eliminate Your Car Deductible

DEDUCTIFY pays your collision deductible

Plus instantly save up to 30% on your auto insurance premium

Starting at just $10.99/mo — the simple way to save real money.

Bye Bye Deductible

Real Help. Real Savings.

Deductify is a membership — not insurance — that pays your collision deductible up to $2,000.

This means you can raise your current deductible and save up to 30% — without the risk.

No switching providers. No hassle.

Plans start at $10.99/month — Simple, Affordable, and Real.

Deductify Advantage

Deductify Advantage

The Harsh Truth About Auto Insurance

You still pay deductibles even after paying high premiums

You’re paying the deductible — even when it’s not your fault

Your premiums go up if you get a ticket or in an accident

You need to increase your deductible to save on your premium — That leaves you with the big risk

How Deductify Eliminates the Deductible

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Become a Member

Starting for as little as $10.99. Choose the membership that fits your needs.

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Register Your Vehicle

Quick, simple, secure — just a few clicks to get started.

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Bye Bye Deductible

No more deductible expenses. We’ve got your back when accidents happen.

Take Advantage of Savings Now

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Raise Your Collision Deductible

Increase your deductible up to $2,000 and instantly unlock lower rates on your current policy — no switching required.

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Save Up to 30%

Lower your monthly premium while staying protected — keep more money in your pocket.

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Your Membership Pays for Itself

The savings cover the cost of the membership — and then some.

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Works with All Insurance Companies

Stay with your current provider — just raise your deductible, and we’ll handle the rest.

Imagine That, A Membership That Pays For Itself

Don't Take Our Word For It
Ask AI

“Is it true that I can save anywhere from 5% to 40% by raising the collision deductible of my auto insurance policy?”

ASK AI 
Deductify Savings Calculator

Savings Calculator

We believe in transparency

🎯 See What You Could Be Saving — Instantly.

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Estimated Annual Savings Range

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Does Auto Insurance Seem Unfair to You?

“If you're frustrated by rising auto insurance costs — and being stuck paying a deductible after an accident — Then Deductify was built for you.”

Let’s be real — no one wakes up in the morning thinking they'll get into an accident.

Unfortunately if it should happen, you shouldn't be stuck holding the bill.

Don't wait until it's too late.

Start your protection and savings now!

What Is a Collision Deductible and When Do You Pay It?

Your collision deductible is the amount you are required to pay out of pocket when your car is damaged in an accident — even before your insurance covers the rest.
Below are some examples of when you are required to pay you deductible

Accidents with Another Vehicle: When you collide with another car on the road.

Single-Vehicle Accidents: When you hit an object like a tree, guardrail, or building.

Hit-and-Run Incidents: While your vehicle is parked or while you're driving.

Collisions with a Stationary Object: When you hit a non-moving object such as a mailbox or fence.

Multiple-Vehicle Accidents: When you are involved in a multi-car pileup.

Damage from Swerving to Avoid an Animal: When you swerve to avoid hitting an animal and crash into an object.

Collisions with a Cyclist or Pedestrian: When your vehicle strike a cyclist or pedestrian.

WHY CHOOSE DEDUCTIFY?

Why We Exist:

This isn’t just another feel-good story. This is real life. Real individuals who came together and actually changed the system. We’re not just talking — we’re doing. We built Deductify from the ground up to give people real financial relief when it matters — and help them save when it doesn’t. We exist to create fairness in a system that often feels one-sided. Deductify puts power and savings back into the hands of drivers.

The Difference We’re Making

Every month, Deductify helps drivers avoid crushing out-of-pocket expenses. Every year, we’re helping more people raise their deductibles and lower their premiums — without the worry.

We didn’t build this for the industry. We built it for people — like you.

Affordable Protection

Starting at only $10.99 a month, save potentially hundreds of dollars in deductible costs and premium expenses.

Hassle-Free Process

Enjoy a quick, easy, and stress-free experience — get the benefits you deserve without the usual headaches. Plus, with our no-obligation, easy cancellation process, you’re always in control.

Reliable Support

Our expert team is always here to help — whether you have questions, need guidance, or just want peace of mind, we’ve got your back.

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We're Here for You

If you ever feel confused, stuck, or just need someone to talk to about your Deductify membership — don't hesitate. We’re real people who care. Whether it’s a question, a concern, or a bit of help navigating your account, our team is always ready to support you. Your peace of mind matters to us.

Contact Support