James Rogers

Chris Percival

Oscar Zien

Deductify Hero

Feel Trapped by Auto Insurance?

Expensive. Unpredictable. Unfair Deductibles. Delays.

Deductify we make the worst parts better.

Deductibles paid. Insurance Savings. Real support

JOIN NOW

Now that you’ve found the lowest auto insurance rate...

Let Deductify make it even better.

start saving now

We help drivers save on premiums and pay what auto insurance doesn't- without switching your provider

Freedom to Choose. Freedom to Change.

Deductify pays you cash directly for collision deductible costs & OE genuine parts protection— we protect your wallet and the value of your car.

Now for the best part Deductify lets you raise your deductible to $1,000, $1,500, or $2,000 to instantly reduce your monthly insurance bill up to 30%.

Beat the auto insurance expense and unfair coverages -
It’s your car. Your money. Your right to quality. We’re just making the system fair again.

Bigger deductible increase = bigger savings
OE Genuine parts protection = Protects the value of your car
Decide what works best for you — when you need it, we pay it

Let Deductify lower your insurance bill, pay cash for the deductible and protect the value of your car with OE parts protection — without switching providers.

Start Saving Now →

Zero Deductible. Real Protection. Real Savings.

Deductify eliminates the burden of collision deductibles while unlocking real, measurable savings on your auto insurance — without switching providers. It’s not another insurance product — it’s a smarter system that works with your existing policy.

Join Now – Start Saving Today
No gimmicks. No games. Just protection and savings on your terms.

What They Don’t Tell You About Auto Insurance

Every major auto insurance policy hides a clause: when your car is in an accident, the insurer only has to pay for the “most cost-effective” replacement parts available.

Translation: They can approve cheap imitation parts instead of genuine factory parts. Those knockoffs lower your resale or trade-in value and can come back to bite you at lease return.

The system saves them money by quietly cutting corners on your car — and you’re the one who pays for it later.

Cheap Parts = Cheap Value

When insurers choose the lowest-cost parts, the “savings” go to them — not you. Your car loses value, quality, and long-term trust.

Deductify Stops The Madness

Addon with any membership

OE Genuine Parts Protection

How does Deductify do this, if your insurer approves a $300 aftermarket bumper but the genuine OE bumper costs $600, Deductify pays you the $300 difference so you can have the shop install the real part. Your car keeps its value. Your wallet keeps its power.

Ready To Take Back Control?

Protect your car. Protect your wallet. Stop letting the system win.

Join Deductify Now

3 easy steps to Savings 

1

Pay Less, Keep Your Coverage

Simple online enrollment. Sign up, register your car, and keep your same insurance — while saving money and protecting your car's value each month.

2

Instant Premium Savings

Call your insurer, raise your deductible, and save 5%–30% instantly. Save now — and again later.  

3

$0 Deductible When It Matters

If you’re in an accident, Deductify pays you cash up to $2,000 of your collision deductible, and with OE genuine parts protection worry free from losing value on you car.- No gimmicks. No hassle.

Finally - a Membership that Actually Pays You Back!

ASK A.I.

Don’t Take Our Word For It.

Ask the facts. Verify the savings.

“Is it true that I can save anywhere from 5% to 30% by raising the collision deductible of my auto insurance policy?”

ASK A.I. NOW

The Deductify Advantage

If you're frustrated by rising auto insurance costs — and being stuck paying a deductible after an accident — then Deductify was built for you.

The Harsh Truth About Auto Insurance

You pay high premiums…
and still pay your deductible

Even when it’s not your fault,
you’re stuck with the deductible

One ticket or accident?
Premiums go up — again

Raising your deductible saves
money —
but puts you at risk

Use of cheap aftermarket part — lowers the value of your car

How Deductify Eliminates the Deductible

Become a Member: 

Plans start at just $10.99/month.

Register Your Vehicle:
Quick, secure process — takes just minutes.

Bye Bye Deductible:
In an accident? We pay your deductible.

Lowering Your Auto Insurance

Raise Your Deductible:
Instantly lower your premiums.

Save Up to 30%:
No need to switch insurers.

Your Membership Pays for Itself:
More savings, less stress.

The Harsh Truth About Auto Insurance

You pay high premiums…
and still pay your deductible

Even when it’s not your fault,
you’re stuck with the deductible

One ticket or accident?
Premiums go up — again

Raising your deductible saves
money —
but puts you at risk

How Deductify Eliminates the Deductible

Become a Member: 

Plans start at just $10.99/month.

Register Your Vehicle:
Quick, secure process — takes just minutes.

Bye Bye Deductible:
In an accident? We pay your deductible.

Lowering Your Auto Insurance

Raise Your Deductible:
Instantly lower your premiums.

Save Up to 30%:
No need to switch insurers.

Your Membership Pays for Itself:
More savings, less stress.

Start Saving Now →

Estimate Your Real Savings

Select Your Current Deductible Amount.

Deductify Savings Calculator
$210

Estimated Annual Savings Range

$0.00 - $0.00

Estimated Monthly Premium Range

$0.00 - $0.00
See Membership Plans

Compare our membership plans to see how much you'll save!

FULL SAVINGS CALCULATOR →

HERE’S A GOOD QUESTION

When Do You Typically Pay Your Collision Deductible?

No one wakes up expecting to get into an accident — but when it happens, you shouldn't be left holding the bill.

Accidents with Another Vehicle

Fender-benders, T-bones, or other collisions.

Single-Vehicle Mishaps

Mailbox, tree, guardrail — you name it.

Hit-and-Run Incidents

Parked or driving, if the other driver flees.

Multiple-Vehicle Pileups

Chain reactions can hurt more than your pride.

Collisions with Cyclists or Pedestrians

Involving a person on foot or bike.

LEARN HOW DEDUCTIFY PROTECTS YOU →

Why Choose Deductify?

Why We Exist

Deductify was built to provide real financial relief and restore fairness for drivers.

The Difference We’re Making

We help drivers raise deductibles and lower premiums — without the worry.

Our Affordable Protection

Starting at only $4.99 a month, you can save potentially hundreds on deductible cost and auto insurance expense.

Our Hassle-Free Process

Enjoy a seamless, stress-free experience where you remain in control.

Reliable Support

Our expert team is here to answer your questions and provide guidance.

Why Drivers Trust Deductify

Deductify is a membership – not insurance – that pays your collision deductible and helps you lower your premium. Clean terms. Secure payments. No gimmicks.

Crystal Clear Terms

Not insurance – membership pays your deductible benefit.

30-day grace period, vehicle photo validation, anti-fraud checks, full members portal.

Cancel anytime. No hidden fees. No fine print.

Secure & Reliable

Payments processed by Stripe with bank-grade security.

Privacy-first data handling - SSL everywhere.

On-time payouts to members, Paypal, Zelle, Venmo, bank transfers. Approval within 48 hours.

I couldn’t afford my $1,000 deductible. Deductify paid it, and I lowered my premium – no stress.”
– Sarah M.
Signed up in minutes. When I needed it, the payout was fast and exactly what was promised.”
– James R.

The Deductify Guarantee.
If you ever feel Deductify isn’t the right fit, you can cancel anytime – no questions asked. Our mission is simple: to help you keep your money in your pocket and take away the stress of paying a deductible.

VIEW MEMBERSHIP PRICING →

VERIFIED BY:

AS SEEN ON:

Ready to Outsmart Those Overpriced Premiums Without the Risk?

Our case is simple: Raise your collision deductible to as much as $2,000 and save up to 30% on your monthly auto insurance premium. If an accident happens, we take care of the hefty deductible—so you're never stuck with a surprise bill. It’s a smart, straightforward way to keep more money in your pocket each month, without the risk of an unexpected financial hit after a collision. And best of all, it’s a net-positive membership that pays for itself.

GET DEDUCTIBLE PROTECTION NOW →

Zero Deductible. Real Savings.

Need help with your Deductify membership? Whether you have questions, concerns, or need guidance, our team is here to assist you. We believe in making everthing we do simpler—and that starts with reliable, hassle-free support.

CONTACT SUPPORT →