Please follow these steps for every car you want covered.
Step 1
1. Open app.deductify.com on your phone or desktop.
2. Sign in with the email and password you set during checkout.
Step 2
1. Tap the large Register Vehicle icon in the Dashboard or open the Register Tab by tapping the mall Register icon in the bottom‑nav bar.
2. Once in the Register tab, enter the 17‑digit VIN number of your vehicle in the VIN field and hit Enter. Please make sure to enter the VIN number correctly as it appears in your car. The VIN number can usually be located on the bottom left part of the windshield of your vehicle or in a sticker located when you open the driver's door. Once you enter the VIN number and hit Enter the app will automatically fill out your vehicle's information.
4. (Optional) Type your insurance carrier’s name. This helps us cross-check faster when you get into an accident and will make it quicker for us to get you paid.
5. (Optional) Enter your current collision deductible.
6. Take pictures of your vehicle using our app by tapping Upload Pictures at the bottom of the Register tab.
7. Take a picture of your vehicle from each angle that the app requests. Be sure to stand 4-8 feet away from your vehicle for each picture and make sure that the image is clear. If the image is not clear take the picture again. If it's night time and the images are not easily visible please take the pictures during the day. If we cannot see the vehicle clearly your approval process will be delayed. 8. After the final photo, press Upload at the bottom.
9. Tap Submit → you’ll land back on the dashboard.
Calling an agent or broker—not clicking around online in your insurance account usually unlocks the biggest discount.
Step 1
Call Your Insurer or Broker
1. Dial the customer‑service or agent number on your ID card.
2. Use (or adapt) this quick script:
“Hi, I’d like to raise my deductible on policy#________. Please quote my new monthly premium at $1,000 / $1,500 / $2,000 collision deductible. Leave the comprehensive deductible and all coverages exactly the same.”
3. Listen for all three numbers—many agents skip quoting $2,000 unless you ask twice.
Tip: If they push you toward an online portal, say you prefer to complete it with a live agent so you can compare multiple options in one call.
Step 2
Pick the Sweet Spot
Pick the collision deductible amount that gives you the highest monthly savings!
Ask the agent or broker you speak to to change your collision deductible to your preferred amount.
Lite plan members:
Move from $500 → $1 000 collision deductible.
Pro plan members:
Move from $500 → $1 500 collision deductible.
Max plan members:
Move from $500 → $2 000 collision deductible.
Lite plan members:
BUT: Always ask what the price break is at $2,000. If the savings blow you away, you can:
- Upgrade to Deductify Max in your dashboard (takes seconds).
- Let your agent know to lock in the $2,000 collision deductible. (Most carriers max out at $2,000, but if yours stops at $1,500, take the highest they allow.)
Step 3
You’re Done!
- Your lower premium kicks in on the effective date.
- Deductify pays your new, higher collision deductible when you get into an accident (up to your plan limit) as soon as your 30‑day grace period is over.
- If you upgraded your Deductify plan, your new coverage limit is active immediately after checkout.
Call Us: 1 (833) 875-41111