Lower your auto insurance payment by up to 30% without risk

We don’t replace your car insurance — we make it better.

A Deductify membership pays your collision deductible when you have an accident and helps reduce your current insurance premium — enough savings to cover the cost of your membership.

By raising your deductible, you can save up to 30%, depending on your insurer.

If an accident happens, you pay nothing out of pocket. We pay your deductible — up to $2,000

Our membership is simple:
Raise your deductible to lower your premium. We’ll be there when you need us the most.

NEVER PAY YOUR DEDUCTIBLE AGAIN
Instantly Save Up to 30% on Your Current Insurance Bill
Trusted by Insurance Brokers and Agents
Easy Membership, No Complicated Hoops
Works With All Auto Insurance Companies
No Long-Term Contract. Cancel Anytime

More Money in Your Pocket, Less Stress on the Road – A Membership That Pays for Itself

Forever Deductible-Free

Never worry about paying your collision or animal hit deductible again.

Keep More of What You Earn

Save as much as 30% on your monthly insurance — our membership practically pays for itself.

Family-Wide Protection

Cover every driver in your household with fewer costs and fewer worries.

our membership Works with all auto insurance companies

Need to confirm our bold claims?
Ask any AI! Really.

Copy/Paste this prompt or press the button below and come back when you are ready!

“Is it true that I can save anywhere from 5% to 40% by raising the collision deductible of my auto insurance policy?”

Deductify Savings Calculator

Savings Calculator

We believe in radical transparency — see how much you could free up each year just by raising your deductible.

🎉 Don’t Miss Out — See Your Instant Savings Now 🎉

$210

Still Don't Believe Us? You Can Always Ask AI. Or Call Your Insurance Provider

Estimated Monthly Premium

$0.00 - $0.00

Estimated Annual Savings

$0.00 - $0.00

🤦

Big Auto Insurance Designed a System You Can’t Win… On Your Own

You’re forced to choose between cheap coverage or very expensive real protection—and still pay deductibles

Policies designed to “save” you money leave you with major gaps and out-of-pocket expenses

High deductibles are risky and lower deductibles skyrocket your costs—even if you never file a claim

Even the smallest ding can lead to alarmingly high costs

Continuously rising premiums eat away at your monthly budget

We Built DEDUCTIFY to Fix the One Big Thing Insurance Companies Don’t Want to Talk About

68% OF DRIVERS SAY THEY CAN’T AFFORD A $2,000 DEDUCTIBLE WITHOUT GOING INTO DEBT

For over 20 years, we worked in the auto body industry—and every day, we saw real people struggle to pay their deductibles. They’d come to pick up their cars, then quietly ask for help because they couldn’t afford the deductible—or because it just didn’t feel fair to pay it.

We couldn’t ignore the problem. It kept us up at night, knowing there had to be a better system—something that could actually help people. That’s why we created DEDUCTIFY—a solution born from five years of development and thousands of conversations with people just like you.

The law says you need car insurance.
It doesn’t say you have to overpay for it… or get stuck paying high deductibles after an accident.

Deductify isn’t just a membership.
It’s real protection. Real savings. Real peace of mind.

Let us help you break the cycle of high premiums and costly deductibles.
It’s time to put that money back where it belongs—in your pocket.

We’ve seen it. We get it. We fixed it.

CUT INSURANCE COSTS, KEEP THE COVERAGE, AND FORGET THE DEDUCTIBLE.

You take controlHere’s How

1
Join The DEDUCTIFY
Community

Set up your membership in minutes.

2
Watch Your
Monthly Bill Drop

Raise your deductible to see immediate premium savings up to 40%.

3
Enjoy Saving,
Stress-Free

We pay your collision deductible whenever you file so no more out-of-pocket surprises. You keep your savings and your sanity.

Start Immediate Savings Today
HERE’S A GOOD QUESTION…

When Do You Typically Pay Your Collision Deductible?

Even a tiny scrape can turn into a hefty bill under collision coverage.

Here’s when you normally pay it:

Put Your Worries in ParkOur FAQ Explains Everything

NO STRESS, JUST CLARITY.

Who can join Deductify, and does my driving history matter?
Can I become a member without registering a vehicle?
Why do I need to submit photos when I register my vehicle?
How do I actually lower my insurance using Deductify?
How does Deductify work with my current insurance? Do I need to switch insurance companies to use Deductify?
What if my collision deductible is only $250, $500 or $1,000 right now?
Is Deductify's deductible payment a loan I have to pay back later?
Will you pay the repair shop directly or me if I have an accident?
What’s the typical timeframe for getting my collision deductible payment?
What if I already have an open collision claim before joining?
Does Deductify cover comprehensive deductibles too?
Can I add or replace vehicles under my membership?
Can I cancel whenever I want?
How many claims can I file?

Ready to Outsmart Those Overpriced Premiums Without the Risk?

We Pay Your collision Deductible. You Save Big Now & Later

Our case is simple: Raise your collision deductible to as much as $2,000 and save up to 30% on your monthly auto insurance premium. If an accident happens, we take care of the hefty deductible—so you're never stuck with a surprise bill. It’s a smart, straightforward way to keep more money in your pocket each month, without the risk of an unexpected financial hit after a collision. And best of all, it’s a net-positive membership that pays for itself.

Join the Deductify Community

Never Pay Your Deductible Again — And Start Lowering Your Insurance Premium

Accidents are expensive. But your deductible doesn’t have to be. Join now, lock in your protection, and start saving on your premium every month.

🗓️ Yearly Memberships –
Pay for 10 Months, Get 12
DEDUCTIFY LITE
$10.99
No surprises, ever.


🟩 Lite$10.99 / month
💵 Or $109.90/year (2 months free)

🚗 Up to $500 deductible paid
💡 insurance premium savings
🛠️ Member-only discounts (repair, rentals, more)


Get DEDUCTIFY LITE
DEDUCTIFY PRO
$15.99
No surprises, ever.


🔶 Pro – Most Popular$15.99 / month
💵 Or $159.90/year (2 months free)

🚗 Up to $1,000 deductible paid
💡 Premium reduction strategies
🛠️ Bigger savings on partner discounts📞 Priority member support


Get DEDUCTIFY PRO
Deductify MAx
$19.99
No surprises, ever.


🔷 Max$19.99 / month
💵 Or $199.90/year (2 months free)

🚗 Up to $2,000 deductible paid
🧠 Insurance strategy guidance
🛠️ Deepest partner discounts
📞 Fast-track support
🚀 Max savings potential

Get DEDUCTIFY MAX
DEDUCTIFY LITE
$109.99
$9.17 p/month
No surprises, ever.

🟩 Lite Plan$109.90/year
(just $9.16/month)

✅ Up to $500 deductible paid
✅ Save on insurance premium
✅ Basic member discounts (shops, rentals, more)

Get DEDUCTIFY LITE
DEDUCTIFY PRO
$159.99
$13.33 p/month
No surprises, ever.

🟧 Pro Plan – $159.90/year
(just $13.33/month)

✅ Up to $1,000 deductible paid
✅ Insurance premium reduction strategies
✅ Bigger partner savings
✅ Priority member support

Get DEDUCTIFY PRO
deductify max
$199.99
$16.67 p/month
No surprises, ever.

🔵 Max Plan$199.90/year
(just $16.66/month)

✅ Up to $2,000 deductible paid
✅ Full insurance strategy support
✅ Max member discounts
✅ Fast-track support
✅ Highest savings potential

Get DEDUCTIFY MAX

Why not start cutting costs this month?

Join now and enjoy peace of mind—and bigger savings—before your next payment is due.