How Deductify works 

1

Pay Less, Keep Your Coverage

Sign up in minutes. Register your car. Keep your insurer. Start saving.

2

Instant Premium Savings

Call your insurer, raise your deductible, save 5%–30% instantly.

3

$0 Deductible & Protection

Deductible paid up to $2,000. Value protected with OE parts.

Finally - a Membership that Actually Pays You Back!

The Problem

Cheap Parts Destroy Value

Insurers use aftermarket knockoffs. Your warranty voids. Resale value drops thousands.

They save money. You lose.

The Solution

Deductify Pays The Difference

Add OE Parts Protection to any plan. We pay the gap between aftermarket and genuine OE parts.

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Real OE Parts

Genuine factory parts maintain your warranty and vehicle value.

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We Pay The Gap

Insurer approves $300 part? OE costs $600? We pay the $300 difference.

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Value Protected

Keep your resale value. Protect your investment.

Stop Losing Money

Protect your car with genuine OE parts. Add to any Deductify plan.

Add OE Protection Now

Zero Deductible. Real Protection.Real Savings.

Deductify eliminates the burden of collision deductibles while unlocking real, measurable savings on your auto insurance — without switching providers. It’s not another insurance product — it’s a smarter system that works with your existing policy. True deductible relief. Real premium savings.

WHAT IS GENUINE OE PARTS PROTECTION
Every major auto insurance policy has a buried clause that says this:
‍When your car is in an accident, the insurer only has to pay for the “most cost-effective” replacement parts available.
Translation? They can authorize cheap imitation parts instead of Original Equipment (OE) parts — and those knockoffs can tank your car’s value, appearance, and even safety.
If you sell, trade, or return a lease, those non-OE parts could cost you thousands.

‍Deductify puts a stop to that.
With every membership, you can add OE Genuine Parts Protection.

Here’s how it works:
If your insurance company approves a $300 aftermarket bumper, but the OE bumper costs $600,
Deductify pays you the $300 difference so you can have your shop install the real parts —
restoring your car’s value and protecting your wallet.
No begging. No loopholes. Just control back in your hands.

3 easy steps to Savings& protection  

1

Pay Less, Keep Your Coverage

Simple online enrollment. Sign up, register your car, and keep your same insurance — while saving money and protecting your car's value each month.

2

Instant Premium Savings

Call your insurer, raise your deductible, and save 5%–30% instantly. Save now — and again later.  

3

$0 Deductible When It Matters

If you’re in an accident, Deductify pays you cash up to $2,000 of your collision deductible, and with OE genuine parts protection worry free from losing value on you car.- No gimmicks. No hassle.